Thick Indian accent - threats of incarsarationa nd people coming to my home and taking me to court. threats persisted

6 times in the last 3 days. Don't know who as I never answer

text message received from this number

I get frequent messages left on my phone, and when I try to call back, at times I cant get through. I have added that I am able to be reached at email above, but still no response. She is extremly cruel and cold in her messages. Which is not professional no matter what the concern. Also their are things that can be done to work something out to fix the matters, but no matter what you say, it isnt good enough for her. So I am not sure what to do anymore!

TXT message stating <<If you are $10,000 or more in credit card debt, you can qualify for our Debt Settlement program. Stop paying all that high interest..text "YES" to learn more.>>

it was upsetting & now I'm really worried because I actually HAD applied for a car loan, and I gave them my information...don't know what to do now...

been calling me since last week but when i tried to call back, call can not be completed

This person calls my home number everday for the past six months starting from 8:00am till 9:00pm, several times a day. I answered the call 4 months ago and told the caller do not call my number anymore if he could not send me evidence of the so called debt, we got into a shouting match and I hung up on him. Today, my boyfriend answered the phone and told the person not to call again. The caller was very nasty and this is harrassement.